Services

Comprehensive treatment of real estate credit through a team of specialized and highly qualified managers, supported by one of the most advanced IT platforms.

We manage the largest portfolio of REDs in Spain by providing our customers with efficiencies in cost and quality of service in areas of their non core business.

Activities performed by Haya:

• Management of individual credit and promoter with debt performing (PL) and non performing (NPL).
• Comprehensive advice thanks to our own core banking system (IRIS) and a platform specialized in debt recovery (Recovery).
• Search for friendly solutions in all debt collection options.
• Marketing of loans in default, through an agile and innovative web tool: the Haya Loan Platform (PPH).
• The full management of the judicial claim and all adjacent Back Office activities.
  

We offer our clients the most advanced asset management and trading platform in the sector. We sell more than 15,000 properties per year with a sales cycle of the lowest in the market.

We are committed to innovation in marketing campaigns based on a multi-channel strategy that balances a wide web presence, use of traditional channels and great capillarity of the commercial network throughout the national territory.

Gestión integral de los inmuebles adjudicados, desde la reposesión hasta la venta, a través de nuestro sistema propio e integrado de gestión de activos (REM). Entre otros, realizamos los siguientes servicios:

• Bureaucratic procedures for admission.
• Administración y mantenimiento para preservar su valor: gestión de llaves, mantenimiento, verificación y adecuación del activo, y liquidación de impuestos, gestión de proveedores y relación con comunidades y organismos oficiales.
• Publication of the asset and commercialization: design of a commercial strategy adapted to each type of asset, management visits, reservations and offers through a unique commercial channel in the market (own sales team with more than 90 people, 2,100 APIs homologated, web haya.es, with 1.2 million monthly visits). We also have teams specializing in unique operations that make customized solutions.
• Closing and formalization of sales: we deal with bureaucratic and administrative procedures, making the offers and procedures necessary for the financing.
  

We manage the real estate assets in a comprehensive way, maximizing their exploitation in a rental system and, therefore, the profitability for our clients.

We offer individual advice identifying the levers that provide the most value to assets. In addition, we are experts in rental of adjudicated assets and social housing, with a portfolio of more than 10,000 properties in this field.

Our Property Management service is developed at three levels (preventive, regulatory and corrective) covering the entire cycle of the rental property. All this through a multidisciplinary team of more than 40 professionals who develop:

• Commercial strategy and commercialization for rent.
• Back Office activities for the signing and updating of leases.
• Management and maintenance of assets.
• Administration and management of defaults.
  

We have a team of expert advisors in valuations of commercial and residential assets (more than 150,000 in Spain). Through analysis and verified data, we offer support to every customer to help you in making decisions.

We have the best integrated tools, such as our own valuation platform and a specialized database at the highest level of penetration, which allow us to add value to each operation, ensuring the optimization of investments.

Our Advisory services include:

• Advice in the management of real estate assets with: definition of strategy, agreement of a business plan, monitoring and reporting; valuation of assets; coordination of Front Office services and activities, inspections and auditing.
• Other specific services, such as: valuations, market analysis and analysis of data and statistics.
  

Haya has, within the group, the asset securitization manager number 1 in terms of volume issued:

Securitization is a financial technique that provides a new source of financing, greater liquidity and diversification of risk to financial institutions and companies. It consists of the transformation of a series of credit rights into securities or bonds that are put up for sale in financial markets and are acquired by investors.

For more information on Haya Titulización we invite you to visit its website.